Commercial Insurance
Business insurance built around your industry
We arrange industry-specific cover for trades, retail outlets, wholesalers, manufacturers, office & administration and property owners — from our offices in Adelaide, Sydney and Brisbane.
Safeguarding your business, reputation, customers and income
Even established businesses can be hit hard by an unexpected event. Business insurance is there to protect your assets, your people and your income — and finding the right cover starts with understanding your industry.
Cover for your industry
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Risks & cover
Running a business means managing a range of risks. Here's what you can cover, and the products available.
Risks you can cover
- Fire and other perils
- Burglary (theft following forcible entry)
- Water damage (storm and tempest)
- Money
- Accidental damage
- Glass
- Business interruption (loss of profits)
- Portable electronic equipment, Australia-wide
Business insurance products include
Business insurance typically covers physical assets and business interruption — but it does not cover negligence or breach of duty in your professional services. That's what professional indemnity is for.
- Public Liability
- Commercial Property
- Business Interruption
- Glass
- Theft
- Money
- Electronic Equipment
- Commercial Vehicle
- General Property
- Management Liability
How we find the right cover for you
We don't recommend duplicating another company's cover just because you're in the same industry. We look at what your business actually does — whether you work from home or a facility — and match cover to that.
From our clients
“We used KeyInsure to insure our business pack and medical malpractice cover, and they could not have been more helpful and professional in our dealings with them. Regrettably we had a claim with our laser equipment breakdown, and the KeyInsure team was extremely supportive, responsive and efficient throughout the entire process, which was a big help. We recommend them highly.”
Balabala Laser ClinicCommon questions
Why you need business insurance
Business insurance may look like another expense, but it is there for events like legal action or equipment breakdown. No matter how careful you are, accidents happen. If you give advice or rely on digital systems, you should also consider cover for errors, omissions and cybercrime.
Related cover
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General advice only. Consider the relevant PDS & TMD before acquiring any product.